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Q:I am planning to buy insurance for my parents and I am wondering if I buy a limited coverage now and if needed can I purchase a comprehensive coverage later or I will lose the money I have spent on fixed coverage insurance plan?

A:
You can purchase a fixed plan that is refundable. You can cancel before the start date for a full refund if you change your mind.
{{currentOrigin}}/answers/visitors-medical-insurance/limited-coverage-now-and-if-needed-can-i-purchase-a-comprehensive-coverage-later-74555/

Q:Hello, I will be travelling on a J1 visa soon. I wanted to ask if you provide a certification form that the insurance plan that I will be going with (Patriot Exchange Program Medical Insurance) meets the requirement of the immigration office of the college I will be working at, given that it does meet them.Thank you.

A:
We offer a service to help you complete and sign the compliant form, should your school provide one. You can send the compliant/waiver form to [email protected] before purchase to review. You can also download the sample coverage letter here /sample-documents/patriot-exchange-program.pdf
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/hello-i-will-be-travelling-on-a-j1-visa-soon-i-wanted-to-ask-10979/

Q:Kidnapping Insurance for travel to Uganda for 2 weeks

A:
For kidnap and ransom Please fill out the form in the link provided below. Kidnap and ransom: /kidnap-ransom-and-extortion-insurance/ ;
{{currentOrigin}}/answers/other-insurance/kidnapping-insurance-for-travel-to-uganda-for-2-weeks-82331/

Q:my mom is 91 yrs old, has some pre-existing conditions, hte worst one being high blood pressure. she takes Eliquis for blood thinning and blood pressure pills. the BP is sometimes elevated, but not too high.She lives in Germany and wants to visit me here in US for a longer period of time. What Insurance does offer here coverage?

A:
Hello, You can consider Visitors Protect which is the only plan we have that can cover pre-existing conditions such as hypertension. /visitors-protect-insurance/ The primary restrictions for this policy are someone cannot be traveling for the sole purpose of obtaining medical treatment, and they must be medically fit to travel when purchasing. In regards to pre-existing conditions, the Visitors Protect will not cover any expected, routine, or known treatment or tests of a pre-existing condition. It must still be an unexpected occurrence. Thanks and regards.
{{currentOrigin}}/answers/international-travel-health-insurance/my-mom-is-91-yrs-old-has-some-preexisting-conditions-bp-70524/

Q:Hi, I took travel medical insurance for my parents which is from Patriot America Plus and provider is united healthcare PPO. i tried to connect with UHC agent but not able to find member id and they said provided member id is assigned to some other name not my father name. could you please help me whether details which I received is correct?

A:
You want to have them call the insurance directly on the back of the ID card if they cannot find it in their system,
{{currentOrigin}}/answers/international-travel-insurance/hi-i-took-travel-medical-insurance-for-my-parents-which-is-from-patriot-32522/

Q:My SON HAS DUAL CITIZENSHIP...Philippines AND USA...He currently resides in the Philippines. I am bringing him to the USA, Colorado for a month or so.I need health insurance for him for that period..

A:
When traveling to the US a US citizenship takes priority. when making a quote put the US as the country of citizenship. Quotes:/get-travel-insurance-quotes/?presection=visitorUSA
{{currentOrigin}}/answers/international-travel-health-insurance/my-son-has-dual-citizenshipphilippines-and-usahe-currently-resides-in-the-philippines-46809/
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