Visitors Health Insurance Products that Cover Pre-Existing Conditions for Visitors to United States

Frequently Asked Questions:

Due to the high demand for Pre-Existing Condition coverage, the underwriters have extended the coverage provided under many of the plans to allow for coverage under very specific circumstances. They call this coverage either 'Acute Onset of Pre-Existing Conditions' or 'Sudden and Unexpected Recurrence of Pre-Existing Conditions'. There are plans that provide some kind of further limited coverage of pre-existing condition coverage. Please carefully understand what a chosen plan incudes.

*While the acute onset may cover a sudden and unexpected recurrence, the reverse is not true.

Comprehensive Coverage Plans

Patriot America Plus®

Covers up to policy maximum for acute onset of pre-existing conditions for persons below age 70.

Safe Travels USA Comprehensive

Covers up to $20,000 for acute onset of pre-existing conditions for persons below age 65 and up to $10,000 for 65-69.

Visitors Protect

Covers pre-existing conditions up to $25,000 for ages up to 69 and up to $20,000 for ages 70 and older.

Patriot America Platinum®

Covers up to $1,000,000 for acute onset of pre-existing conditions for U.S. Citizens below age 65 with a Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: Ages 69 and younger up to $1,000,000.

Safe Travels USA Cost Saver

Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition for persons below age 70.

Safe Travels USA

Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition for persons below age 70.

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